Sunday, August 21, 2016

A633.2.3.RB_MedleyKim_Frailty Explains Complexity

Frailty Explains Complexity
            As explained in the video posted by It’s So Blatant (ISB) (2013), “mathematical concepts are often not well understood by the general public”; yet, “the image of a small, frail butterfly” and the subsequent flap of its wings in Brazil followed by a “tornado in Texas” is not only poetic; it is easier to understand. This is the very essence of that which Obolensky (2010) presents as “Lorenz’s Strange Attractor”, the underlying explanation of today’s chaos theory (p. 65). As ISB (2013) explains, Lorenz took something as complex as the atmosphere and simplified it to such a degree, the atmospheric phenomenon which Lorenz sought to study through weather simulators was reduced to a model represented by three letters: X, Y, and Z and an equation that may not reside in reality. Failing to provide a title for the presentation Lorenz would deliver in 1972; the organizer, rather than name the presentation “Deterministic Non-Periodic Flow”, the title of Lorenz’s 1963 published research, poses a question about predictability using imagery as opposed to mathematical formulas (ISB, 2013; Obolensky, 2010, p. 65).   
            Growing up in Florida presents a wonderful way to see “the butterfly effect” on a regular basis between the months of June and November, hurricane season (Obolensky, 2010, p. 65). National and local meteorologists stand before weather maps and begin to note small disturbances gathering off the north-west coast of Africa. What begins as a relatively small collection of yellow and green dots, indicating precipitation, changes on a weekly, daily, and hourly basis; and, eventually becomes the counter-clockwise rotating, massive, pinwheel shaped cloud we all recognize and know. A small tropical disturbance traverses across the Atlantic and grows to a Category 5 hurricane, complete with a name, and destroys the lives of thousands living in New Orleans, Homestead, New York, or New Jersey. Intellectually, we know the atmospheric conditions that begin, evolve, and result in a hurricane are tracked with mathematical approximations, resulting in the various paths the hurricane may take. Formulas, equations, graphs, and many variables help to explain the occurrence; but, as ISB (2013) notes, the eyes of the general public gloss over with such technical explanations. It’s easier to use the imagery of a butterfly, slowly flapping its wings off the coast of Africa, and have the flapping increase such that the butterfly transforms into the spinning image of the hurricane; or, as we see, a small group of yellow and green dots, grow and join other tropical disturbances or depressions and form the massive, easily recognizable white spinning cloud with an eye at its center. This same principle is seen in the business world, too.
            Nathan Eagle (n.d.) of txteagle, applied the benefits of falling market prices for “unlocked GSM phones” and brought about big changes in East Africa (p.1). Lower phone prices meant more folks could own phones and take advantage of its many features, including texting. Day laborers could organize through text rather than congregating throughout Nairobi awaiting daily work orders. A small change to an “SMS server application” allowed for the transfer of phone airtime; and, as a result, nurses provided blood level totals before shortages were realized (Eagle, n.d., p. 2). The ability to transfer small amounts of cell phone airtime provided an added form of currency; and, as a result, workers in East Africa can receive “an airtime transfer to their phones in lieu of a cash payment” (Eagle, n.d., p. 3). Transferring airtime led to the rise of Safaricom as “the largest bank in East Africa” (Eagle, n.d., p. 3). The greatest change brought about by Eagle’s observation of falling prices and the abilities of the mobile phone is the impact on the lives of many throughout East Africa. Translations of different languages are being translated. Citizens are able to report the news. Better surveys and market research are now available. Supplemental incomes are being earned by many which help pay utilities, put food on the table, and lead to more mobile phone ownership which leads to more paid work (Eagle, n.d.). A device typically taken for granted in the West has empowered thousands in the East. While Eagle’s achievement has had a global impact, Lorenz’s “butterfly effect” can impact local organizations, too.
            While employed as a Senior Underwriter for American Pioneer Life Insurance, in the early 1990s, a small change led to big changes with the communication process between the company and its field agents. The primary method of communication was either a written letter, or the use of a five-part NCR, hand-written form wherein the original was mailed to the writing agent and copies were mailed to hierarchal agents. Agents working with underwrites who had legible handwriting were fortunate. The NCR form listed all underwriting requirements. The underwriter was to check off the necessary medical requirements and the agent was to schedule his or her client for requirements such as medical examinations and blood work. Often times, agents could not read the handwriting; or, they would schedule and order requirements simply because they were listed; and, not required. Often times, the head of our data processing department would eat lunch in the employee break room. I was able to chat with him and he would tell me of new programs being developed. Such was the case that led to a simple five-digit computer code.
            At the time, word processing was in its infancy. We were transitioning from the Daisy-wheel typewriter to basic word processing. He not only told me about the new program, he showed me how it operated. I was able to explain to him the problems we were having in Underwriting and with agents who were ordering unnecessary requirements for which the company incurred the cost. We sat down with the NCR form. Underwriting must follow guidelines established by its reinsurers; however, when all requirements are listed on a pre-printed form, confusion and ordering unnecessary requirements follows. New business data entry already allowed for the name and address of the writing agent, along with the name of the applicant and file number to be identified. I took the NCR form, developed five-digit codes for each requirement, and by working with data processing, our new communication process began. Instead of handwriting each NCR form, the underwriter indicated necessary requirements in each case file. The underwriting assistant entered the code for the particular requirement. The computer was able to pull the writing agent’s name and address, list the applicant and file number, print only the necessary requirements and underwriting comments, and list hierarchal agents for copying purposes. We saved printing costs as NCR forms are expensive to print. We saved underwriting costs as we were no longer paying for examinations and blood work not needed. More importantly, we developed a more efficient and effective way to communicate with our field force, one soon applied to our Claims Department. The chaos of a five-part NCR form had been simplified with a five-digit computer code.
            In 2006, the Flagler County Clerk of Court provided a rather archaic way in which those seeking to participate in foreclosure sales had to understand. Customers from Jacksonville and Volusia County drove to Flagler County on an almost daily basis. Each would request stacks and stacks of existing and new foreclosure cases. Clerks had to pull the files, stay at the front counter while the files were reviewed, and then re-file the cases. Further, instructions for foreclosure sales were pre-printed and not provided unless the customer knew to ask for them. After being assigned to conduct foreclosure sales, I sought to bring order to a system that did not make sense. We were just beginning to scan documents as a part of a new records keeping process. We already had a website through which some information could be located. My simple change included posting the foreclosure sale instructions online so that potential bidders would know what to bring to a sale and the timeline that had to be followed. Additionally, customers from Jacksonville and Volusia had told me they only review the Notice of Sale, found in the case file. By posting the Notice of Sale online, they no longer had to travel and clerks no longer had to pull stacks of files, stay at the counter, and refile those same files. Finally, daily phone calls to determine the number of new foreclosure cases that had been filed were replaced by posting a list of new cases on the website. Three new tabs: Sale Information, Sale Dates, and New Cases transformed the foreclosure division of the Clerk of Court.
            As Obolensky (2010) provides, “the Law of Conservation of Energy… summarized as: the effort you put in will dictate the result you get out” enforces the notion of hard work instilled in me at a very young age; however, I believe concepts such as the “butterfly effect” and other theories that provide the foundation for adaptive, complex leadership are designed to help leaders understand an equally important concept, the idea of working smarter, not harder (p. 66). Yukl (2013) observes “large organizations… have an inertia that is difficult to overcome. People resist change that threatens their status and power, contradicts their value and beliefs, or requires learning new ways of doing things” (p. 284-85). The new changes had their chaotic moments at first; but, with patience and refining processes, customers were better served and savings were realized. Each change was very simplistic in nature; yet, each yielded big results, the epitome of a butterfly flapping its wings to bring about a tornado.



References
Eagle, N. (n.d.). txteagle: Mobile Crowdsourcing. MIT Media Laboratory and The Santa
Fe Institute. Retrieved from http://realitycommons.media.mit.edu/pdfs/hcii_txteagle.pdf
It’s So Blatant. (2013, Sept. 13). Chaos|Chapter 7: Strange Attractors – The butterfly effect.
            [Video file]. Retrieved from https://www.youtube.com/watch?v=aAJkLh76QnM
Obolensky, N. (2010). Complex Adaptive Leadership. (2nd ed.). London, UK: Gower/
            Ashgate.
Yukl, G. (2013). Leadership in Organizations. (8th ed.). Boston, MA: Pearson Education, Inc.



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